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      Home Mobile App Reviews | Top Android & iOS app reviews

      Paytm App Review

      by Editorial Team
      December 30, 2020
      in Mobile App Reviews | Top Android & iOS app reviews
      Reading Time: 4 mins read
      0
      Paytm App Review

      Paytm integrated wallet and online banking

      Share on FacebookShare on Twitter

      Table of Contents

      • What Is Paytm App?
      • Main Highlights
      • Features Of Paytm App
      • Why Choose Paytm App?
      • Top Reviews Of Paytm App
      • Download the Paytm App

      What Is Paytm App?

      Paytm, owned by One97 Communications, is a digital payments platform that allows you to transfer cash into the integrated wallet via online banking, debit cards, and credit cards, or even by depositing cash via select banks and partners. Using the money in the Paytm wallet, users can pay for several goods without using cash.

      Among the transactions, users can make on Paytm are recharges for mobile phones, metro cards, DTH cable, data cards, etc, as well as postpaid payments for mobile phones, landline/ broadband, electricity, water, and gas bills, etc. 

      Users can also book tickets for buses, trains, flights, movies, hotel rooms, etc., and pay for Uber cab rides using the platform. Additionally, they can buy goods on the company’s e-commerce platform using the wallet, and even make offline payments at over 8 lakh merchants, Paytm claims.

      Main Highlights

      • To buy goods and avail of services online & offline, use Paytm wallet.
      •  Wallets can be recharged via net banking and debit & credit cards.
      • Paytm Wallet can have up to Rs. 10,000; do KYC for a higher limit.
      • Paytm is an RBI approved wallet.
      • Paytm uses Verisign-certified 128-bit encryption technology.

      app 10

      Features Of Paytm App

      • Fund Transfer.
      • Merchant Payment.
      • Mobile & DTH recharge.
      • Safe, Secure & Contactless Payments at Offline Stores.
      • Financial Investment.
      • Buy & Sell Digital Gold.
      • Book Hotels & Tickets for Trains, Bus, Flights.
      • Entertainment: Movies, Amusement Parks & Events Tickets.
      • Payment Bank.
      • Paytm History.

      Why Choose Paytm App?

      Paytm users can add money to their Paytm Wallets in a few easy clicks. Tap on the ‘Add Money’ option on the Paytm app home screen, enter the amount, and pay using Debit/Credit Cards or Net Banking. Download the Paytm app for the bank to bank money transfer via BHIM UPI & instantly pay at shops.  online websites/apps like IRCTC, Flipkart, Uber, Zomato, and Swiggy. 

      Use Paytm for mobile recharge, Fastag recharge, DTH recharge, Movie Tickets, Postpaid bill payment, Utility bill payment such as Water, Gas & Electricity bill payment as well as Landline, Broadband & insurance payments. Invest in Mutual Funds, Digital gold & NPS, avail insurance, check free CIBIL credit score & get instant cash via Paytm postpaid. Make IRCTC train booking, book flights, & buses in just a few taps.

      Paytm customers can pay, receive, and shop with just a smartphone at zero extra cost. Users can simply scan the recipient’s QR code or entering their mobile number in the ‘Pay’ option in the Paytm app to instantly pay virtually anyone with a smartphone and the Paytm app. Money stored in the Paytm Wallet can be taken to a bank account.

      Top Reviews Of Paytm App

      review 2

      Frequently Asked Questions About Paytm App

      Q. What happens if I don’t complete my minimum KYC?

      A. Minimum KYC is required for using Wallet.

      Q. What happens if my minimum KYC expires?

      A. You will not be able to add money to your wallet or transfer the balance amount to your bank account

      Q. How long does it take to complete KYC verification?

      A. It will take another 2-3 working days to complete your full KYC verification.

      Q. Can KYC be done for minors/people less than 18 years of age?

      A. Currently, the app doesn’t have support for this, but it will be enabling KYC for minors soon.

      Download the Paytm App

      android app review appedus 2ios app review appedus 1

       

       

      Like our Paytm app review? Check out more Mobile App Reviews or Submit your own Mobile App Reviews.

      mm

      Editorial Team

      We at Appedus are a group of digital nomads aggregating, writing, and publishing the best of the tech news in the mobile app ecosystem. Our constant endeavor is to get the most actionable news for you to use.

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      Mobile App Development | Design | Marketing Magazine: Appedus

      Appedus is a mobile app ecosystem focused news publishing platform which covers various topics like app design, app development, app marketing and other relevant news, views or opinions. We also publish industry insights, e-books, developer interviews and e-magazines. You can get in touch with us on hola@appedus.com or you can snail mail us at

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