What is Qapital App?
Qapital is a free finance app that manages your cash flow and spending budget in such a decent way that you can freely spend the allocated money without any restrictions and also save money for some future goals at the same time.
Whenever you receive your paycheck, Qapital intelligently divides your money into different sections as per your selected savings rule and then gives you the remaining balance to spend according to your will.
It lets you save towards your specific goals, unlike other savings app that only lets you save money without any specification. You can devote your money from your savings rule to a specific goal, and you also have the ability to set as many savings goals as you would like.
Qapital doesn’t require you to have a specific minimum or maximum amount of money to start saving. You can add goals for any amount no matter how low or how high. It helps you get better control of your savings and you can easily track and review the saving progress.
Qapital makes you more productive by doing everything automatically. It sorts your goals and priorities and only lets you do the fun part; which is spending. It is one of the best money-saving app that is available elsewhere.
- Saves a portion of money into your savings goal every time you do a purchase.
- Set up a savings rule to distinguish between high-priority goals.
- Set up a goal for any purpose and start saving for that.
- Let Qapital deposit money by setting If This, Then That (IFTTT) policies and triggers.
- Track your savings and expenses.
Features of Qapital App
+ It automatically saves and deposits money into different savings goals whenever you do a purchase.
+It lets you modify and add different savings triggers so that you can give priority to different goals and save more for them.
+ It saves money in small increments so that you can fully track it and stay out of any worries.
+ You can create a joint account and save it with your partner.
+ It has different savings rules that you can use for saving money and also choose which one is the best for you.
+ The different savings rules are as follows:
Round-up rule: Every time you do a purchase, Qapital rounds it up to the nearest dollar and deposit it in your savings account.
Activity Triggers: Qapital app can be combined with 180 other apps and then different triggers can be set, and whenever you perform the specified activity, Qapital deposits the pre-defined amount into your savings goal.
For example, suppose if you link Qapital with YouTube, you can then set certain activities as triggers. Suppose if you created a trigger that whenever you subscribe to a YouTube channel, $$ amount of money will get credited into your savings account. Now as according to the rule, whenever you subscribe to a YouTube channel $$ amount of money will get credited into your savings account.
Direct Contribution: This rule lets you save money in a pre-defined time period. These can be on a daily, weekly, or monthly basis. So every day/week/month certain amount of money will be credited into your account.
52 Weeks Rule: This rule allows you to save money on a weekly basis gradually increasing by one dollar every week. So in the first week, you saved $1, in the second, you saved $2, and in the third, you saved $3, and so on. This rule saves you a hefty $1,300 every year.
Payday savings rule: Available to premium members, whenever you receive your paycheck, Qapital will set aside some amount of money for you to spend and then deposit the remaining balance into your savings account.
There are even more rules that you can use and customize according to your needs. Qapital truly is another skill in the money-saving field in which you spend and save and do not worry about your financial burdens since Qapital has you covered.
Why Qapital App?
With capital, saving money is more easy and convenient. You can choose the rule that appeals to you the most, and then you just need to sit back and see your money grow over time. It gives users full control and flexibility over their accounts so that every data is transparent and users can know exactly how their money is growing.
Using it, you can definitely save your money in a better and easy way. Its different features make it stand apart from other money-saving apps and clearly make it better and more functional.
Qapital App Review:
Frequently Asked Questions:
- Do I need to link my Bank account with Qapital?
Yes, you need to connect your bank account with capital to fully enjoy all its features.
- Are my bank details safe with Qapital?
Yes, your account and banking details are fully safe and secure with Qapital. More than 2 million people have trusted Qapital so far and it is not letting its reputation go in vain.
- Do I need to do some extra stuff after choosing a savings rule?
No, once you choose a savings rule that is right for you, Qapital takes care of everything, you just have to sit back and relax.
- Which OS supports the Qapital App?
Both Android and iOS platforms are supported.
- Is the Qapital App Free?
Yes, the Qapital app is completely free to use. Additionally, you can buy its premium membership to unload more additional features.
Qapital App Download: